Privacy Policy

1. Purpose of Data Collection

We collect and process personal information to provide secure money transfer services, verify identity (KYC), prevent fraud, comply with legal obligations, and improve our services.

2. Data We Collect

• Full name, date of birth, nationality
• Government ID (passport, license, etc.)
• Address, phone number, email
• Bank account and transaction details
• Recipient information for remittance
• Device, IP address, and usage logs
• Biometric data (fingerprint / face for KYC)

3. How We Collect Data

Data is collected when you register, use our services, submit forms, or contact customer support. Some data is automatically collected through cookies and system logs.

4. How We Use Your Data

• Process transactions
• Verify identity (KYC/AML compliance)
• Detect fraud and enhance security
• Improve services and user experience
• Meet legal and regulatory requirements

5. Data Retention

We retain your personal data only as long as necessary. Financial and transaction records may be retained for up to 5 years as required by law.

6. Data Security

We use encryption, firewalls, secure servers, and access control systems to protect your data. Only authorized personnel can access sensitive information.

7. Third-Party Sharing

We may share your data with financial institutions, regulators, and trusted service providers when required. We never sell your personal data.

8. Your Rights

• Access your personal data
• Request correction or deletion
• Object to data processing
• Request data copy

9. Cookies

We use cookies to improve your experience. You can disable cookies in your browser settings, but some features may not function properly.

10. Contact Information

Email: info@kmekorea.com
Phone: 010-5077-4785 / 010-9405-4785
Address: Seoul, South Korea

11. Policy Updates

We may update this policy periodically. Updates will be posted on this page.